Amid all the hype and excitement about Google "super phones" and iTablets at the Consumer Electronics Show in Las Vegas last week, Olli-Pekka Kallasvuo, CEO of Nokia, tried to divert everyone's attention to the opportunities in developing countries where smartphones are barely used.  read more »

Will mobile financial services extend beyond basic person-to-person transfers and bill payments into savings, insurance and other more sophisticated and high-margin financial services? This is one of the fundamental questions asked by a new paper looking at how branchless banking might develop between now and 2020.  read more »